Care guide · Provider directory

Mental health, online.

Company statements checked between September 10, 2026 and September 15, 2026: 9 covered companies — Amazon One Medical, Circle Medical, Doctor On Demand, FOLX Health, LunaJoy, MDLIVE, Nurx, PlushCare and Teladoc Health — advertise online mental health services. State-by-state coverage is in the state access guides below. Confirm eligibility and total charges with the provider.

Psychiatric and psychological care delivered remotely, including therapy, medication management, and assessment.

Virtual mental health is not one product. The services sold under this heading differ in who delivers the care, whether that person can prescribe, and how the visit is billed, and those three questions decide whether a given subscription will actually do what someone wants.

What is being sold

Talk therapy is delivered by licensed therapists, counsellors or psychologists. In the services reviewed here, these clinicians do not prescribe medication. Therapy is sold either per session or inside a subscription.

Psychiatry and medication management is delivered by psychiatrists or other prescribers, who may include psychiatric nurse practitioners. It is priced separately from therapy. Where a service publishes a first-appointment and follow-up schedule, as Doctor On Demand and LunaJoy do, the initial evaluation costs substantially more; other services publish a single per-visit rate instead.

Coaching appears alongside both and is priced separately again. LunaJoy describes its coaching in its own words as a supportive partnership; this profile has not established how it is classified relative to clinical treatment, and the credential of the assigned coach is not published.

The distinction worth checking first is prescribing. PlushCare states plainly that it does not have psychiatrists, that its therapists do not prescribe, and that it cannot prescribe controlled substances including Adderall, Ritalin, Concerta and Vyvanse. Doctor On Demand separates the two explicitly, describing psychiatrists as medical doctors who prescribe and psychologists and therapists as providing talk therapy. Buying a therapy plan and expecting a prescription is a mismatch these pages make easy to fall into, because the price appears before the limitation.

FOLX adds another distinction: individual therapy, relationship therapy and existing-ADHD care are separate services with different state footprints. Its state table must be read by service, not by the company’s broad mental-health reach. The provider row preserves the prior-treatment and documentation conditions for its ADHD route; it is not an initial-diagnosis service.

How it is paid for

Three billing patterns appear, and a company may use more than one.

Per-visit self-pay prices are published by several services, and they are specific to mental health rather than to the company. Teladoc lists mental health at $119 a visit against $89 for urgent care. Doctor On Demand lists therapy at $134 for 25 minutes and psychiatry at $299 for an initial consultation. A company’s headline price is often its urgent-care rate rather than its therapy rate.

The services selected here charge per visit, or charge a membership alongside per-visit fees; none of their cited pages describes bundling a number of live sessions into a weekly or monthly rate.

Insurance and employer coverage can reduce the cost to nothing, and several companies advertise visits starting at $0 for covered members. Those figures are averages or best cases reported by the company, not quotes. Coverage depends on the specific plan rather than the insurer’s brand, and a high-deductible plan may mean paying the full rate until the deductible is met.

FOLX’s membership explanation distinguishes full-platform access from separately billed clinical services and describes a limited-access booking route through member operations. Confirm the route and complete quote for the chosen appointment rather than treating a membership payment as payment for therapy.

Questions worth asking before subscribing

  • Does this plan include a prescriber, or only therapy?
  • If medication is needed, is that a separate appointment at a separate price?
  • Are controlled substances excluded? Services that cannot prescribe them usually say so, but not on the page showing the price.
  • What does the first appointment cost compared with follow-ups?
  • Is the advertised insured price an average or a quote, and what happens before a deductible is met?
  • If sessions are bundled into a subscription, do unused sessions roll over?

How to read the table

Rows are alphabetical, not ranked, and this is selected coverage rather than a complete market list. Every price is the company’s own published figure, read from the page cited beside it between September 7 and September 15, 2026. Nothing here says a service is suitable for any particular person or condition; that is a question for a clinician.

Other company profiles in mental health

These profiles list mental health among the company's services but have no sourced row in this guide yet, so read each profile for what the company offers and to whom.

State access guides

Explore the selected services with documented access in these states. This is not a complete map of every provider's availability.

Selected providers

Explore mental health services

9 companies with published profiles and service-specific source records. Listed alphabetically, not ranked. This is selected coverage—not every provider in the market.

Formats describe the program, not a guaranteed first-visit option in every state. A messaging or questionnaire option does not promise an initial evaluation without a live appointment. Read each provider’s service and state access notes.

Mental health: advertised services, access and charges. Each row has its own verification date.
Company & serviceProgram formats & cliniciansPayment & advertised chargesAccess & evidence
Amazon One Medical

Mental-health needs addressed in scheduled primary-care visits, in an office or by scheduled video, alongside the practice's other scheduled care

Official website ↗
  • Multiple visit formats

A One Medical primary-care team. The company lists mental health among the needs its scheduled visits cover rather than describing a separate therapy or psychiatry service with its own clinicians.

Access channel: Direct to consumer

Cash pay · Insurance

Membership at $199 a year, or $9 a month or $99 a year for Amazon Prime members, does not cover these appointments: scheduled office and video visits are billed separately to the patient or to insurance, with copays and deductibles applying. Self-pay scheduled visit prices vary by visit on the company's own description. Checked September 15, 2026.

Scheduled visits depend on a nearby One Medical practice, so the nationwide on-demand video service is not a substitute for this care. The company says many commercial plans, Original Medicare, Medigap and selected Medicare Advantage plans are accepted at supported practices for scheduled visits. Company-reported.

Company-reported · Checked

Circle Medical

Scheduled video visits for adult mental-health medical care, with ADHD, anxiety and depression services named in the company catalog

Official website ↗
  • Live visit

Physicians, nurse practitioners and physician assistants providing medical care for these conditions. The terms of use identify Circle Medical Care of California as an independent medical practice.

Access channel: Direct to consumer

Cash pay · Insurance

Self-pay prices differ within this care area: the ADHD initial intake is $179, while ADHD assessment, treatment and follow-up visits and anxiety or depression visits are $120 each. There is no membership fee. Insured patients paid an average of $35 per appointment over the prior six months on the company's own reporting, an average rather than a quote, and a $50 fee applies to cancellations inside 24 hours and no-shows.

The practice treats adults only. Insurance participation can differ between the practice and the individual clinician, Medicare is limited to a subset of states subject to plan, and people eligible for Medicaid or Medi-Cal cannot currently be treated. A visit does not guarantee a prescription. Company-reported.

Company-reported · Checked

Doctor On Demand

Pay-per-visit talk therapy and psychiatry, booked as separate appointment types

Official website ↗
  • Live visit

Company-described psychologists and licensed therapists for talk therapy, and psychiatrists described as licensed medical doctors who can prescribe and monitor medication. Therapy appointments are not prescribing appointments.

Access channel: Direct to consumer, Employer, Health plan

Cash pay · Insurance · Employer or plan benefit

Self-pay therapy is listed at $134 for a 25-minute consultation and $184 for 50 minutes. Self-pay psychiatry is listed at $299 for an initial 45-minute consultation and $129 for a 15-minute follow-up. The $99 self-pay figure the company advertises elsewhere is its urgent-care visit price and does not apply to mental health. With insurance the company says cost varies by plan and may be $0.

Insured cost is plan-specific: the site publishes different therapy and psychiatry ranges for each named plan and says the estimate can change once coverage and deductible are known. Company-reported.

Company-reported · Checked

FOLX Health

FOLX talk therapy, relationship or couples therapy, and ongoing ADHD care for people meeting the company's prior-treatment requirements; separate appointment types, not one bundled visit.

Official website ↗
  • Live visit

FOLX's therapy roster identifies licensed social workers, counselors and psychologists. Its medication-management appointments are a different service; confirm the assigned prescriber's credential rather than assuming the therapist is a psychiatrist.

Access channel: Direct to consumer

Cash pay · Insurance

The cash list separates 55-minute individual therapy at $139, 55-minute relationship therapy at $199, and medication-management visits at $159 initially or $79 for follow-up. These are listed service rates, not a guaranteed ADHD-specific quote. Full-platform membership is $43.99 monthly or $349 annually; visits, medication and labs are additional. Ask whether the separately arranged limited-access route applies to the intended visit and its total price.

The state table distinguishes these three services from general mental-health visits through primary care. ADHD care requires a prior diagnosis and a prescription within the last six months; no initial ADHD diagnosis is offered. The ADHD booking policy requires supporting documents at least three business days beforehand; incomplete documentation may mean another paid visit, and a visit is not refundable merely because no prescription results. Insurance and appointment availability require individual confirmation. FOLX says it does not accept Medicare or Medicaid to pay for its own services and is not a Medicare provider, but its Medicare/Medicaid FAQ states that a Medicare-enrolled person may still receive care if they agree that neither they nor FOLX will bill Medicare for it. The same FAQ says a person on Medicaid in Kentucky or Colorado cannot receive clinical services through FOLX, though they may still join for the referral network and community platform; that is the company's policy tied to Medicaid enrollment, not a state law and not a withdrawal from either state.

Company-reported · Checked

LunaJoy

Therapy, mental-health coaching and psychiatric medication management for women, each priced separately

Official website ↗
  • Live visit

The cited pages establish the services and their rates but not the credentials of the assigned clinician, so the provider's role and licence should be checked at booking. Medication management is priced as a separate service from therapy, which indicates a prescriber is involved, and the company describes coaching in its own words as a supportive partnership.

Access channel: Direct to consumer, Health plan

Cash pay · Insurance

Self-pay rates are listed per service: therapy $150 for a first appointment and $150 for follow-ups; mental-health coaching $150 first and $125 follow-up; medication management $240 first and $150 follow-up. The company says it is in network with certain insurers and will check benefits.

The service is presented as women's mental health care. Insurance participation is described as partial and expanding, with the company inviting people to check plans not listed. Company-reported.

Company-reported · Checked

MDLIVE

Scheduled therapy and psychiatry by phone or video, including medication-management appointments with psychiatrists, with care for children aged 10 to 17 also advertised

Official website ↗
  • Live visit

Therapists and psychiatrists seen by appointment rather than on demand, so availability depends on provider schedules.

Access channel: Direct to consumer, Employer, Health plan

Cash pay · Insurance · Employer or plan benefit

Therapy is advertised at $0 to $179 for an initial visit with follow-ups up to $140 before insurance; psychiatry at $0 to $299 for an initial visit with follow-ups up to $159 before insurance. A $0 price depends on insurance or benefit eligibility rather than applying to every patient, and people with employer or plan access see their applicable charge before booking.

Phone-visit availability varies under state rules, so the format can depend on location. Not every plan covers every MDLIVE service. A prescription is not guaranteed and the service does not prescribe controlled substances. MDLIVE is for nonemergency care and directs mental-health emergencies to 911 or emergency care. Company-reported.

Company-reported · Checked

Nurx

Mental health care with ongoing medication management, started from an online questionnaire and continued on a monthly basis

Official website ↗
  • Messaging or questionnaire
  • Live visit

Care is given by providers the terms describe as employed or independently contracted by KMG Medical Group entities, and the platform itself neither employs nor contracts with them. Those terms describe both synchronous and asynchronous technologies, so a live consultation is not guaranteed.

Access channel: Direct to consumer

Cash pay

Mental health care costs $59 to start, plus $69 a month for ongoing medication management. Those are consultation and management charges; medication is billed separately.

Nurx says it does not submit insurance claims for the mental health consultation, so this fee is cash pay; medication is billed to insurance where coverage is available. The company publishes no list of the states it serves and the terms say the service may not be available in every state. Company-reported.

Company-reported · Checked

PlushCare

Online therapy sold per session, alongside mental-health medication prescribing handled by its physicians rather than by psychiatrists

Official website ↗
  • Live visit

Licensed therapists who the company states do not prescribe. The company states it does not have psychiatrists, and that its board-certified physicians may assist with mental health conditions and refill certain medications after a qualifying evaluation.

Access channel: Direct to consumer, Health plan

Cash pay · Insurance

Online therapy is listed at $169 per session. A monthly membership is advertised separately at $19.99 with a 30-day free period. The two are distinct charges, and the terms state in capitals that payment of the membership fee is not a requirement to receive medical services, so membership is the advertised route rather than a mandatory one. The company does not publish the non-member price for a therapy session.

The company states it cannot prescribe controlled substances, naming Adderall, Ritalin, Concerta and Vyvanse, and says some patients may need a psychiatrist for ADHD diagnosis or management. Anyone seeking stimulant treatment should read that limitation before subscribing. Company-reported.

Company-reported · Checked

Teladoc Health

Virtual mental health visits, sold per visit to self-pay users and bundled into employer and health-plan coverage

Official website ↗
  • Live visit

The company's mental health page lists three distinct roles: therapists, psychiatrists, and psychiatric nurse practitioners. A psychiatric nurse practitioner is not a psychiatrist, and which of the three a member sees affects whether medication can be prescribed.

Access channel: Direct to consumer, Employer, Health plan

Cash pay · Insurance · Employer or plan benefit

Self-pay mental health is listed at $119 per visit, against $89 per visit for the company's 24/7 urgent care. With insurance the company advertises visits starting at $0, and the page states per-visit prices may vary based on eligibility. This single figure does not establish a separate initial-evaluation and follow-up schedule for psychiatry; no such split is published.

The same page states that primary care and condition-management programmes are not available to self-pay users, so the self-pay route covers mental health but not the company's whole catalogue. Company-reported.

Company-reported · Checked

How companies enter this list

We include a company when its published profile names this care area and the row's sources describe the specific offering. The table keeps those service-level claims separate from company-wide pricing and geography. Inclusion does not establish clinical suitability, state licensure or a currently available appointment.

Smaller and larger providers use the same source requirements and alphabetical ordering. Visit each profile for company history and wider context, or suggest another provider.

Source documents

The table dates show when its claims were checked. Document dates below describe the original sources, where supplied. Additional sources are linked directly in the guide.

  1. Amazon One Medical — Amazon One Medical
  2. One Medical Personal Membership — One Medical
  3. Health Insurance Plans Accepted at One Medical — One Medical
  4. What we treat — Circle Medical
  5. Appointment costs — Circle Medical Help Center; revised
  6. In-network insurance plans — Circle Medical
  7. Does Circle Medical accept Medicaid or Medicare? — Circle Medical Help Center; revised
  8. Circle Medical online doctors — Circle Medical
  9. Doctor On Demand — Mental health — Doctor On Demand
  10. Doctor On Demand — Cost and Insurance — Doctor On Demand
  11. FOLX — mental health services — FOLX Health
  12. FOLX — therapy services — FOLX Health
  13. Does FOLX prescribe for ADHD? — FOLX Health; revised
  14. FOLX services available by state — FOLX Health; revised
  15. FOLX cash service price list — FOLX Health
  16. FOLX membership cost and included features — FOLX Health; revised
  17. Does FOLX accept Medicaid or Medicare? — FOLX Health; revised
  18. Women's Online Mental Health Services — LunaJoy Health
  19. Insurance We Accept for Women's Mental Health | LunaJoy — LunaJoy Health
  20. MDLIVE — Mental health — MDLIVE
  21. MDLIVE — Virtual care and current costs — MDLIVE
  22. MDLIVE — Frequently asked questions — MDLIVE
  23. Nurx — How much does Nurx cost — Nurx
  24. Thirty Madison — Terms and conditions — Thirty Madison; issued
  25. PlushCare — Mental health — PlushCare
  26. PlushCare — Membership — PlushCare
  27. PlushCare — Terms of Service — PlushCare
  28. Virtual care without insurance — Teladoc Health
  29. Online Therapy & Mental Health Counseling — Teladoc Health